Cars 4 U, LLC

We offer reasonable payments based on YOUR pay schedule. Weekly, bi-weekly, twice a month, and monthly payments allowed based on your proven income. We also deal with Social Security and state pay sources. We work around YOU.

Our application process is simple. We can get you approved in as little as 30 minutes. We do not have an application fee. We simply need proof of income, proof of residency within the last 30 days, and a valid drivers license (Missouri is preferred but others states will be accepted with validation).

So Why Choose Us?

We are a small business that keeps a personal connection with our customers. We treat you like a friend, not just another person who walks through our door.
We have on-staff mechanics with years of experience under their belts.
WE MATCH YOUR DOWN on anything over the listed down that is not required.
Most approvals are based off of our simple one-page application and a basic credit check. We do have some units that can be purchased without a credit check, however, those are very limited.
We also offer financing on qualified units through a third party lender, however they are W.A.C. (terms will be assigned by lender). They are easy to work with even if credit score is low!!
We have warranty! All of our in- house financed cars come with a 3 month/3,000 mile limited warranty provided with a small deductible amount. NO extra cost to contract.
We have the lowest down payments in the area. You won't beat our prices.